Day: September 22, 2020

Are you worried about running out of money?

Do you know the difference between a defined benefit plan and a defined contribution plan? Between a simple IRA, a SEP, or a ROTH IRA? Which plans provide guaranteed lifetime income and which do not? Which plans are exposed to the vagaries of equity markets and which are not? The fact is most people contribute to or participate in plans without professional advice or knowledge and don’t have a clue about their real exposure, risks and costs. Before you get too invested in a plan that may or may not provide you with the financial security you desire why not learn whether your plan is what you need and want? Call me today at (978)290-2462

Additionally, as one approaches retirement age, professional advice is essential before applying for social security or Medicare, too, because gaps in Medicare coverage can expose one’s household…

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