Down Payment: How Much Do You Need For A House?

 BY PRATTBRANDON

Brandon Pratt

Down payment: How much do you need for a house?

Saving up for a down payment — that upfront sum you pay toward the purchase price of your house — is one of the first steps on your homebuying journey. Knowing how much you need informs your savings plan and sets you up for success throughout the rest of your search.

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Types of homes: Find your home style

From sleek modern townhomes to charming colonial cottages, the types of homes found across the United States are as diverse as the people who live in them. Understanding the different types of homes can empower you to find one that fits your lifestyle, location and budget. Then we’ll make sure your mortgage does the same.

Read MoreHow does a cash-out refinance work?Your home is one of your greatest investments. As you pay your mortgage, you build home equity. A cash-out refinance allows you to access the equity in your home and turn it into cash. Interested? Get the full scoop on how it works in our article.Read More
Follow CCM on Social!Have questions or need more information?CONTACT ME  Brandon PrattVP of Mortgage Lending / Loan OriginatorD 617-688-6891Wwww.theprattteam.comEbrandon.pratt@ccm.comApply NowCrossCountry Mortgage, LLC
99 Rosewood Drive Suite 225
Danvers, MA 01923
Personal NMLS46922 Branch NMLS1401242
Company NMLS3029 

Downtown Gloucester Holiday Event Calendar! I’ll Keep This Stickied To The Top Of www.goodmorninggloucester.com Through The Season So You Know You Can Always Click Here For Reference

Pauline Bresnahan of Pauline’s Gifts | Women of Influence

Owner and artist Pauline Bresnahan has spent more than two decades at the helm of her store, Pauline’s Gifts in Massachusetts.

Lenise Willis //Editor in Chief//November 3, 2025

Owner and artist Pauline Bresnahan has spent more than two decades at the helm of her store, Pauline’s Gifts, a cherished fixture of the Cape Ann community in Massachusetts. Her work embodies dedication not just to business but to service. “Pauline has served the communities of Cape Ann for over 26 years,” said Glen Bresnahan of Pauline’s Gifts.

Beyond her role as a retailer, Bresnahan sits on the Gloucester tourism board and Discover Gloucester, using her platform to advocate for local artisans and small businesses. She is also known for spearheading Operation Troop Support, delivering supplies to women serving overseas — a mission that highlights her compassion and civic spirit.

Through art, entrepreneurship and activism, Bresnahan has created a model of what it means to blend business with community impact, proving that local retail can drive lasting change. Her dedication to retail and her community has earned her the title of finalist in the 2021 and 2024 Retailer Excellence Awards.

Grove Street Self Storage

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Orpheum Theatre

I love a great concert in the city! It has been a while since I’ve been to the Orpheum Theatre, but I was lucky enough to be treated to Sarah McLachlan last night and it was amazing. Her voice is truly breathtaking.

Keith The Wreath Is BACK!

Everybody’s favorite wreath, Keith, is out and about town. He’s ready for any selfie you might want during store hours at 44 Main St. Welcome back Keith! I know some of you out there were missing him……PS he has his own Instagram account KeithIsAWreath in case you want to check it out. He’s seen here saying “so long for now” to the boulevard garden beds and at 44 Main St.

Fourth Annual Gloucester Fishtown Horribles Parade of Trees

Gloucester Fishtown Horribles Parade of Trees

https://docs.google.com/forms/d/e/1FAIpQLSfGiRWT49OVe_UWPNr5ex6TvyyUnDyWoeHF5NTN-_wCoc7wlg/viewform

Staircase on Shore Road

There is a little staircase on Shore Road.  At one time there was a private pool behind the archway on Shore Road.  You can see this little entry way from Shore Road.