Day: April 29, 2025
Moments
Reading Room…
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Sunny’s Smoke Shop Beer and Wine is Having A Huge Raffle. Here’s The Details:
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Homebuying Hub From Brandon Pratt
FHA loan requirements 2025
If you think your financial history might stop you from getting a home loan, think again! FHA loans are designed for people who want a low down payment and flexible financial requirements. They’re a great option for first-time homebuyers, too.
What is an HOA?
Certain residential communities have a homeowners association (HOA) to oversee aspects of the community. If you’re considering a property governed by an HOA do your homework and understand the rules, the governance structure and the HOA dues required. HOAs vary widely, so it’s wise to know before you buy.
The 5 easiest houseplants to own
Bring the outside in with these 5 lovelies. See? It’s easy being green.
Have questions or need more information?
Brandon Pratt
VP of Mortgage Lending / Loan Originator
M 617.688.6891
D 617-688-6891
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Surfside Subs and Pizza Tuesday 4/29🦞$13.99 lobster rolls (comes with chips & pic) 🦞
🍕Half off any 18 inch pizza 🍕
🍔 $4.99 cheeseburgers (comes with chips & pic)
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TIME’S ALMOST UP! Grant applications are closing Wednesday, April 30th, 2025!
TIME’S ALMOST UP! Grant applications are closing Wednesday, April 30th, 2025! Make sure to submit yours now at www.LoveCapeAnn.com/Grant-Application.
APPLICATIONS FOR 2025 GRANTS
The Cape Ann Community Foundation (CACF) invites 2025 proposals for grants. Applications will be available on Monday, March 31, 2025 and must be submitted by Wednesday, April 30, 2025. Grants are awarded from the proceeds made from the Cape Ann License Plate and direct donations from the community. Our grants range from $1,000 to $5,000 for projects that support the Foundation’s mission in the following areas:
- Regional promotion: projects that support and enhance the quality of life for the Cape Ann region and the communities of Essex, Gloucester, Manchester-by-the-Sea and Rockport; and promote Cape Ann as a desirable place to live, work, recreate, and vacation.
- Economic Development: projects that expand employment opportunities and enhance the economic vitality of Cape Ann, including but not limited to projects that facilitate the start-up of new enterprises or the expansion of existing enterprises on Cape Ann.
- Training and Education: projects that support the training and education of the current and future Cape Ann workforce, including entrepreneurial training, to help Cape Ann residents succeed and thrive in the 21st-century economy.
Eligible applicants include religious, educational, scientific and cultural institutions; poverty relief agencies; and in general any organization that qualifies as a 501(c) (3) charity and is based in or providing services to the Cape Ann community. Local governments and their subdivisions in the communities of Essex, Gloucester, Manchester-by-the-Sea and Rockport are also eligible to apply for CACF grants.
“The work the Foundation is able to accomplish with the help of the proceeds from plates on the road and generous bidders during our Low-Number Cape Ann License Plate Online Auction each year is a testament to the heart and soul of the Cape Ann Community and the pride we all hold for our beautiful area.” said Britta Cahoon, Co-Chair “Please don’t forget, if you already have a plate, you can continue to make a difference through a direct donation to the Foundation on our website and by spreading the word to family and friends.” added Tony Sapienza, Co-Chair.
For further information on the grant application process, call Sam Bevins at (978) 283-1601 or email sam@capeannchamber.com.
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Your retirement plan may arguably be one of the most important plans you have in your lifetime, which is why you should feel confident about it. Have you gone through a retirement planning checklist to make sure you are on the right track?
Visit https://beauportfinancial.com/…/Retirement_Planning… to see considerations you should attend to before retiring. We are happy to help you get on track- give us a call at 978-283-0748!
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Live Music This Week at The Rhumb Line
This week’s live music schedule at the The Rhumb Line
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Tip Top Tulips At Peak This Week
Tip Top Tulips at Felix’s Family Farm on Lowe’s Lane in Ipswich (behind the DQ) is expected to be at peak this week. We stopped by a few days ago and it was nearing full bloom. As always, the tulip field has a theme. This year the theme is Beauty which is supremely appropriate. As always, it’s a well organized, fun activity for all ages with reasonable pricing. i suggest going in the late afternoon as the sun starts its descent. It was a little overcast then day we visited but still delightful. We make a trip every year and it’s always wonderful.
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From my beautiful wife Kate: Looking for a small commercial space ON MAIN ST for a very well established restaurant looking to open in Gloucester.
OK Gloucester! Looking for a small commercial space ON MAIN ST for a very well established restaurant looking to open in Gloucester. Maybe a few tables but focus is on take out!
Preferably lease space but will consider a purchase.
You can thank me later! 🙂
KATELYN CIARAMITARO
(978) 473-0922
katelyn.ciaramitaro@engelvolkers.com
120 Main St, Gloucester, Ma
REAL ESTATE ADVISOR
ENGEL&VÖLKERS’
Good Morning Gloucester 